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FRAMEWORKS

Use the framework. Argue with the conclusion.

The point is not agreement. It is seeing exactly where the judgment lives.

01 — DECISION DECOMPOSITION

Work the decision before debating the solution.

Name the outcome, the evidence, who pays, who gains, and the tradeoff the room is accepting.

Outcome

Evidence & assumptions

Incentives & risk

Accepted tradeoff

Use it in the Lab

02 — CONTROL × PERSISTENCE

Not every bad number deserves the same response.

Is the driver recurring? Can the plan influence it? The intersection tells you where to spend attention.

PERSISTENT + CONTROLLABLE

Persistent + controllable — Act.

PERSISTENT + LESS CONTROLLABLE

Persistent + less controllable — Price or finance.

TEMPORARY + CONTROLLABLE

Temporary + controllable — Monitor.

TEMPORARY + LESS CONTROLLABLE

Temporary + less controllable — Do not overreact.

03 — THE MONDAY TEST

If the analysis changes nothing, it is decoration.

What should the people responsible for the plan ask, calculate, negotiate, or stop doing next?

One number.

One question.

One decision rule.

One limitation.

Put the facts, assumptions, and tradeoffs on the same page.

Now the room has something real to argue about.

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The Explainable Broker

Clearer benefits choices start with visible reasoning.

The Explainable Broker tests the numbers, contracts, and incentives that shape a health plan.

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Every two weeks, one question worth taking into the next meeting.


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